UK Pension Transfer to USA

Do you have a UK pension that you want to transfer to the USA? Unfortunately, the short answer is you cannot but there are alternative ways to achieve your goals.

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Reasons to move your UK pension to the USA

There are many reasons that would lead you to wish to move your UK pension to the USA.

  • Simplify – If you have multiple pension pots in the UK you may desire to consolidate them into a single scheme allowing you to manage it more effectively.
  • Drawdown in dollars – If you have a UK pension that is in pounds you may want to be able to easily draw down in dollars now that you live in the US.
  • Multi currencies – You may also want to keep some pounds invested but also invest in dollars.
  • Provider restrictions – Another reason could be that the provider currently holding your pension does not allow for non-uk residents.

Options if you wish to transfer your UK pension transfer to USA

One option would be to move to a pension vehicle that offers an important range of investment choice, flexibility and that would grow free of capital gain tax or income tax, the International SIPP (self-invested personal pension)

Another option to explore, although not as highly recommended nowadays, is the QROPS (qualifying recognized overseas pension scheme). It also offers advantages such as currency flexibility and investment options but incurs tax charges and also loss of UK benefits.

What to do next?

If you are considering transferring your UK pension, now is a great time to speak to one of our financial advisors and discuss your personal situation so that we can evaluate with you the best option for your pension.

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What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.

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Testimonials

  • "I found my personal private client adviser Ryan Frost to be very efficient, knowledgeable and helpful. I will not hesitate to recommend his services to others."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "I would definitely recommend Harrison Brook to other people. My experience in working with our financial advisor was extremely positive. Speed of response and the level of attention to our needs and requests was great. Administration support was flawless."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "It's a nerve-wracking thing to entrust your life savings to a person and company you have never met before. Ryan made the process easy. It was calm, I felt in control and was able to asks and get answers to all the questions I had. I am now all set up with my International SIPP and couldn't be happier."

Harrison Brook has a 5 star independent service rating on Feefo

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One of our expert financial advisers will aim to get back to you within 12-24 hours.

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