By keeping our fees as low as possible means your money goes further.
We‘re passionate about transparency and being upfront with our client to offer peace of mind.
Our online advice system reduces our costs and fees allowing us to provide expats access to the largest range of and best value international financial products and services.
Harrison Brook is committed to transparency within charges, an area often glossed over within the industry, and principles of integrity to allow us to build successful and long-lasting relationships with our clients.
The typical expat previously faced little choice in fulfilling their family’s transient financial planning requirements. Harrison Brook are transparent and offer the full breadth of market products and services with no product provider bias.
Our Fees & Case Studies
Our unique approach to financial advice and services means we're able to offer the lowest fees possible.
We're completely transparent and upfront
Case Study
Transferring a US Pension (401K, 403B) to an IRA
You have recently moved to Europe, and you wish to transfer your retirement account to a custodian that accepts your new European address. Priorities include having flexibility on withdrawals, ability to convert a portion of your IRA to a Roth IRA, and a wider choice of investments. You require full preparation of a financial plan with a focus on retirement planning.
The total consolidated transfer value is $1,000,000.
One-Off Charges?
- No set up charges = $0
Ongoing Charges
- Harrison Brook ongoing management fee = 0.85% per year
- BGAN cross-border fee = 0.15%
Total ongoing fees = 1% per year
Case Study
Direct investment from savings into a ‘Global Investment Account (GIA)'
You have recently moved to France, and you have accumulated $500,000 in a US savings account. You are interested in investing this capital for greater capital growth, with a full range of investment choices and low fees. You would like to be able to further contribute and withdraw from the account from any country in the world.
One-Off Charges
- No setup fee = $0
Ongoing Charges
- Harrison Brook ongoing management fee = 1.10% per year
- BGAN cross-border fee = 0.15%
Total ongoing fees = 1.25% per year
Case Study
Transferring from a personal or defined contribution pension into an International SIPP
You have recently moved to France, and you wish to better manage your UK pensions. Priorities include having flexibility on drawdown, ability to hold euros within the pension, and a wide choice of investment. You require full preparation of a financial plan along with a retirement shortfall calculation.
Your total consolidated transfer value is £250,000.
One-Off Charges
- International SIPP setup fee = £0
- Investment Platform (GIA) setup fee = £0
- Harrison Brook advice & setup fee = 3.00% of the transfer value (£5,000)
(Including all advice and retirement shortfall calculations – this fee reduces in line with the transfer value)
Ongoing Charges
- International SIPP annual trustee fee = £180 per year
- Investment Platform (GIA) ongoing fee = 0.34% per year
- Harrison Brook ongoing management fee = 1% per year
Total = 3% (one-off) + £180 + 1.34% per year
