401K Rollover

Do you have one or more 401k that you want to rollover?

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Our reputation is built by winning trust, but also delivering on our promises. We love working closely with our expat clients, giving sound financial planning advice to leverage wealth and help grow their investment portfolios.

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What is a 401k Rollover?

Over 60 million Americans are investing for their retirement through a 401K or similar retirement plan (403B, 457B). It is widely utilized because most Americans understand that the social security income in retirement won’t be enough to give them the lifestyle they want.

Why Use One?

While Americans can contribute earned income to an IRA, the 401K is an employer sponsored plan that usually has a contribution company match and a higher maximum contribution amount. It is $20,500.00 for 2022 compared to $6000/$7000 for an IRA. As an expat you will not be able to contribute to the 401K but still can contribute to the IRA.

How to Transfer a 401k

A 401K rollover is a direct transfer of funds from one US custodian to another. There is no tax implication since the funds never go directly to you. It is possible to consolidate multiple plans (401K,IRA,403B) into one IRA. It is important to mention that you can also rollover funds to a Roth IRA.

How long do I have to rollover my 401k from a previous employer?

There is no time limit to rollover your 401k from a previous employer.

Can 403b rollover to 401k?

As an expat you can rollover your 403b to an IRA like you would with a 401k.

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What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.

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Testimonials

  • "I found my personal private client adviser Ryan Frost to be very efficient, knowledgeable and helpful. I will not hesitate to recommend his services to others."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "I would definitely recommend Harrison Brook to other people. My experience in working with our financial advisor was extremely positive. Speed of response and the level of attention to our needs and requests was great. Administration support was flawless."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "It's a nerve-wracking thing to entrust your life savings to a person and company you have never met before. Ryan made the process easy. It was calm, I felt in control and was able to asks and get answers to all the questions I had. I am now all set up with my International SIPP and couldn't be happier."

Harrison Brook has a 5 star independent service rating on Feefo

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